Three Conferences That Created the Dominion of Canada

Three Conferences That Created the Dominion of Canada About 150 years ago the three British colonies of New Brunswick, Nova Scotia, and Prince Edward Island were considering the possibilities of joining together as a Maritime Union, and a meeting was set in Charlottetown, PEI for September 1, 1864. John A. Macdonald, then Premier of the Province of Canada (formerly Lower Canada, now Quebec, and Upper Canada, now southern Ontario) asked if representatives from the Province of Canada could also attend the meeting. The Province of Canada contingent showed up on the SS Queen Victoria, which was well supplied with champagne. That week Charlottetown was also hosting the first real circus Prince Edward Island had seen in twenty years, so accommodation for the last-minute Conference delegates was a bit short. Many stayed and continued discussions on board ship. The Conference lasted for eight days, and the topic rather quickly switched from creating a Maritime Union to building a cross-continent nation. The discussions continued through formal meetings, grand balls, and banquets and there was general approval for the idea of Confederation. The delegates agreed to meet again in Quebec City that October and then in London, United Kingdom to continue to work on the details. In 2014, Prince Edward Island commemorated the 150th anniversary of the Charlottetown Conference with celebrations all year long, across the entire province. The PEI 2014 Theme Song, Forever Strong, captures the mood. The Quebec Conference of 1864 In October 1864, all the delegates who had been present at the earlier Charlottetown Conference attended the conference in Quebec City, which simplified getting an agreement. The delegates worked out many of the details of what the system and structure of government for the new nation would be like, and how powers would be shared between provinces and the federal government. By the end of the Quebec Conference, 72 resolutions (called the Quebec resolutions) were adopted and became a substantial part of the British North America Act. The London Conference of 1866 After the Quebec Conference, the Province of Canada approved the union. In 1866 New Brunswick and Nova Scotia also passed resolutions for a union. Prince Edward Island and Newfoundland still refused to join. (Prince Edward  Island joined in 1873 and Newfoundland joined in 1949.)  Towards the end of 1866, delegates from the Province of Canada, New Brunswick, and Nova Scotia approved the 72 resolutions, which then became the London resolutions. In January 1867 work began on drafting the British North America Act. Canada East would be called Quebec. Canada West would be called Ontario. It was finally agreed that the country would be named the Dominion of Canada, and not the Kingdom of Canada. The bill got through the British House of Lords and the House of Commons quickly, and received Royal Assent on March 29, 1867, with July 1, 1867, the date of the union. Fathers of Confederation Its confusing to try and figure out who the Canadian Fathers of Confederation were. They are generally considered to be the 36 men representing the British colonies in North America who attended at least one of these three major conferences on Canadian confederation.

FORD Surname Meaning and Origin

FORD Surname Meaning and Origin The Ford surname is generally believed to have originated as  a name bestowed on someone who lived near a ford or river crossing, from the Old English ford, meaning pass or crossing. Ford may also have derived from English places named Ford, such as Ford in Northumberland, Ford in Somerset, Ford in Shropshire, Ford in West Sussex and Forde in Dorset.   According to the Dictionary of American Family Names, it is also possible that the use of the surname Ford arose in a particular family as an Anglicization of one of several Irish surnames, including  Mac Giolla na Naomh  (a personal name meaning servant of the saints)  and  Mac Conshmha (a personal name comprised of the elements con, meaning dog and  snmh, meaning to swim),  whose  final syllable  was once wrongly thought to be the Irish  th, meaning  ford, as well as  Ãƒâ€œ Fuar(th)in, meaning cold little ford, derived from fuar, meaning cold. Surname Origin: English Alternate Surname Spellings: FORDE, FFORDE, FOARD, FOORD Where in the World is the FORDSurname Found? While it originated in the Netherlands, the Ford  surname is now most prevalent in the United States, according to surname distribution data from Forebears. However, it is also somewhat common in Chile and Columbia. The name was more common in the United States during the 1880s than it is now, especially in the states of New York and New Jersey. The Ford  surname is now most common based on percentage in the U.S. states of Alaska, Arkansas, New Jersey, Illinois, and Connecticut, according to  WorldNames PublicProfiler.   Famous People with the Last Name FORD Gerald Ford - 38th president of the United StatesTennessee Ernie Ford -  American recording artist and television hostJohn Ford -  American  Academy Award-winning director, best known for WesternsGlenn Ford (Gwyllyn Samuel Newton Ford) - Canadian-born American actorHenry Ford -  American industrialist and  founder of the Ford Motor Company Genealogy Resources for the Surname FORD Ford Surname DNA ProjectOver 300 members have joined this DNA surname project which uses Y-DNA, mtDNA and autosomal DNA to piece together various Ford lines back to common ancestors. Common English Surnames: Meanings and OriginsLearn about the four types of English surnames, plus explore the meaning and origin of the 100 most common English last names. Ford Family Crest - Its Not What You ThinkContrary to what you may hear, there is no such thing as a Ford  family crest or coat of arms for the Ford surname.  Coats of arms are granted to individuals, not families, and may rightfully be used only by the uninterrupted male line descendants of the person to whom the coat of arms was originally granted. FamilySearch - FORD GenealogyExplore over 4 million  historical records and lineage-linked family trees posted for the Ford surname and its variations on the free FamilySearch website, hosted by the Church of Jesus Christ of Latter-day Saints. FORD  Surname Family Mailing ListsRootsWeb hosts several free mailing lists for researchers of the Ford  surname. DistantCousin.com - FORD Genealogy Family HistoryExplore free databases and genealogy links for the last name Ford. The Ford Genealogy and Family Tree PageBrowse genealogy records and links to genealogical and historical records for individuals with the popular last name Ford from the website of Genealogy Today.- References: Surname Meanings Origins Cottle, Basil.  Penguin Dictionary of Surnames. Baltimore, MD: Penguin Books, 1967. Dorward, David.  Scottish Surnames. Collins Celtic (Pocket edition), 1998. Fucilla, Joseph.  Our Italian Surnames. Genealogical Publishing Company, 2003. Hanks, Patrick and Flavia Hodges.  A Dictionary of Surnames. Oxford University Press, 1989. Hanks, Patrick.  Dictionary of American Family Names. Oxford University Press, 2003. Reaney, P.H.  A Dictionary of English Surnames. Oxford University Press, 1997. Smith, Elsdon C.  American Surnames. Genealogical Publishing Company, 1997. Back toGlossary of Surname Meanings Origins

Novel Response Essay Example | Topics and Well Written Essays - 1500 words

Novel Response - Essay Example However, somehow despite the hostile environment and state, immediate sense of awe and wonder that is evoked is felt.  The members come to realize that they play a vital role individually and corporately to return the land. P. 72  "Shall we head up further for him, to the crags? Theres an Ogre or two and could introduce a Hag to it, up there." "Certainly not," said Caspian. "I should think not, indeed," said Truffle-hunter. "The same variety needs nothing on the minor." Besides the appropriate requirements. The imagination of the sense of unity and responsibility drives them to stand up for change in something real. P. 187 â€Å"However, the new bout went well. The shield may have certainly been used well by Peter and make use his feet skillfully. He almost played Tig with Miraz; shifting his ground to keep out of range, making the enemy work.† It is all about taking steps driven by the desire for change in order to attain the destroyed glory. (Lewis) The main conflict in the book is leadership tussle between a prince who is fighting for his crown and a false king who has taken the mantle. The prince was dethroned because he was young. Therefore, he was seen as not capable of leading. It narrows down to a battle of only two men who are to determine the fate of the entire world. This conflict is an external conflict that later involves all the members of the land. The conflict is resolved through battle and unity amongst the members of the land ending up in victory. The most favorable part is when Miraz is challenged by Peter to a High King duel. Peter become victorious as Miraz had tripped over a tussock and could never get up. Lord Glozelle whom he had earlier insulted in revenge killed him. The Narnians did the consequent battle with the help of Aslan. Finally Caspian is crowned as King of Narnia by Aslan, and this resulted to the door opening at the edge of the cliff. Telmarines who had gathered were give an option to choose to

Project risk and Procurement Essay Example | Topics and Well Written Essays - 2500 words

Project risk and Procurement - Essay Example The differences appear because the future is not known or is not exactly predictable. Thus, it is evident that risk exists from the onset of an activity. The risks generally arise because either there are hazards within the activity or there is a lack of certainty about the activity which is being undertaken. Therefore, the nature of risks becomes identifiable in terms of information, control and resources (skills, money, time and equipment). Broadly, risk can be classified as litigation, reputation risk and environmental risk (Lansdowne, 1999). For example, one of the major cigarette manufacturing companies had to recall around 3 million cigarettes once it became aware of the fact that their cigarettes were potentially contaminated. This created significant negative publicity for the company and resulted in loss of reputation (Egbuji, 1999). Furthermore, this has also resulted in reduced revenue. In the similar way, Toyota, the giant car manufacturing company had to recall a number of products because of some issues in the braking system. This hampered the reputation of the firm badly (Elsenstein, 2013). However, the activities of Toyota after this incident took place, exemplifies the way how a company should manage its risks. This report seeks to investigate about the different types of risks associated with project management. In addition, the report will also throw light on activities undertaken by companies for managing the risks in small and large projects. The risk measurement techniques usually applied by the companies will be also discussed in this project. Risk in Project Management In the recent past, major corporate disasters such as the Enron Collapse, insolvency of Lehman Brothers etc. have increased the need of efficient corporate governance (Cervone, 2004). Similarly, catastrophic natural disasters, such as Earthquakes, Tsunami and man-made tragedies such as terrorism activities have greatly increased the risk awareness and its consequences (Bar ki, Rivard and Talbot, 2001). A company involved in project activities also encompasses different risk management activities (OGC, 2007; Otway, 1992). There are several types of risks associated with projects such as mechanical engineering, construction projects or information technology projects. In the context of project management, risk is defined as â€Å"a problem that has not happened†, but is yet to occur (Pavlak, 2004, p.20). As a result of that risk management is positioned high in every project manager’s agenda (Pender, 2001). There are various types of risks associated with project management. The most common risks are as follows: - Cost risk: - Cost risk is typically the escalation of the project cost due to improper estimation of the cost and scope creep. The cost risks are directly associated with the financials of the company. One of the most common examples of cost risk is the over budget. Project managers often falter in determining the cost requiremen t of the entire project and as a result of that the budget exceeds and companies experiences financial loss (Williams, 2005). Schedule Risk: - The schedule risk is the type risk in which managers fear that a certain activity will take longer than the expected time. Such kind of

American Housing and Global Financial Essay Example for Free

American Housing and Global Financial Essay To do this, lawmakers needed to understand what had happened, particularly because housing had until then seemed like such a bright spot in the US economy. The US housing â€Å"bubble† in the early 21st century In his 2001 letter to shareholders, Fannie Mae CEO Franklin Raines wrote, â€Å"Housing is a safe, leveraged investment – the only leveraged investment available to most families – and it is one of the best returning investment to make. Home will continue to appreciate in value. Home values are expected to rise even faster in this decade than in the 1990’s. His optimism was due in part to the importance Americans attributed to owning a home. The importance was reflected in Fannie Mae’s motto, which was â€Å"Our Business in the American Dream. † Raines was not alone in touting the advantages of housing as an investment. While house prices in particular region had suffered temporary declines at various points, average housing prices across the United States had risen fairly steadily since at least 1975 (see Exhibit 1). This trend accelerated in 1996, and reached about 12 percent per annum in late 2005 and early 2006. Many observers felt that this rise in prices was due in part to the Federal Reserve’s policy of maintaining low interest rates after the 2001 recession. In the period from 1980 to 2001, the Federal Funds rate (an overnight interest rate that bank charged each other and which the Federal Reserve targeted) had generally tracked economic conditions (see Exhibit 2). After 2001 and until July 2004, however, the Fed kept interest rates low in spite of signs of growth in output and prices. Perhaps fearing a recession that did not materialize, the Federal Funds rate was set to only 1 percent from July 2003 to July 2004. After this, anxiety about inflation seemed to gain the upper hand and interest rates were increased steadily, with the Federal Funds rate reaching 5. 25% in September 2006. A debate over house prices started around 2004. Some economists, such as Dean Baker, the co-director of the Centre for Economic and Policy Research claimed at the time that house prices were like a bubble ready to burst, and that the economy needed to brace itself for a loss of $2 to $3 trillion in housing wealth. Others felt that, even though increases in housing prices had far outstripped increase in residential rents, this was reasonable in light of the low interest rates. Even in October 2005, when it was common to hear mentions of a housing bubble, developer Bob Toll disagreed and complained â€Å"Why can’t real estate just have a boom like every other industry? Why do we have to have a bubble and then a pop? † Meanwhile, several economists pointed out that house price increases were concentrated in particular areas such as San Francisco and New York, where zoning restriction made it difficult to expand the housing stock. Professor Chris Mayer of Columbia University saw the attraction of these areas coupled with the inability to increase supply as allowing house prices in these areas to remain high â€Å"basically forever†. Nothing that Tokyo real estate was still more expensive than real estate in Manhattan, he stated: â€Å"There’s no natural law that says US housing prices have to stop here. None. † While house prices reached eye-popping levels in what Chris Mayer called â€Å"superstar cities,† construction was booming elsewhere. Cities like Phoenix, as well as many communities in Florida and around Los Angeles, saw such a torrid pace of construction that builders had difficulty even procuring the cement they needed. New houses in these areas were often snapped up by eager investors and newspapers relished reporting on individuals who managed to resell houses at a gain even before they took possession of them. According to Loan Performance Inc, more than 12% of Phoenix-area mortgages were obtained by investors in 2004, as compared to just 5. 8% nationwide in 2000. Home finance before the 1990’s In the United States, it was common to talk about the â€Å"Traditional† fixed 30 year mortgage. This instrument required the borrower to make a constant stream of monthly payments during the 30 year term of the loan. These payments were specified in advance; so the interest rate on this loan was fixed. Many of these traditional loans allowed borrowers to ‘pre-pay† their mortgages without penalty. When interest rates declined, borrowers often took advantage of this feature and refinanced their homes at lower rates. Savings and Loan Associations (Samp;Ls) already offered mortgages with constant payments before the Great Depression, though they were typically less than 12 years long. At the time, other lenders mostly offered short-term mortgages that needed to be refinanced because they had â€Å"balloon† payments at the end. During the Great Depression, many households went into default in part because this refinancing became difficult. One government response was to create the Home Owners Loan Corporation (HOLC), which made simultaneous offers to borrowers and lenders. If they both agreed, lenders received HOLC obligations in exchange for their claims against households, although this exchange required bank to recognize a loss on their assets. Households, meanwhile, freed themselves of their previous obligation by accepting new ‘self-amortizing’ mortgages with fixed payments whose terms were based on new assessments of their home’s worth. After WWII, banks and Samp;Ls originated many fixed 30 year mortgages and held them to maturity. The results were not always happy. When short-term interest rates rose in the early 1980’s, the yield on mortgage assets fell below the cost of paying depositors for their funds. This mismatch was one of the causes for the failure of about half of the 32,234 Samp;L’s that existed in 1986. Because the government insured the Samp;L’s depositors, it incurred considerable losses and had to set up a special institution to dispose of the failed Samp;L’s assets. The Samp;L crisis also boosted the securitization of mortgages by two governments sponsored enterprises (GSEs), Fannie Mae and Freddie Mac. Fannie Mae was originally created in 1938 as a government agency. Like Freddie Mac, a twin that Congress chartered in 1970, Fannie Mae eventually became a privately owned publicly traded company. Starting with bundles of mortgages purchased from mortgage originators, the GSEs created and sold mortgage-backed securities (MBSs), which delivered to holders the payments made on these mortgages. In exchange for a fee, the GSEs guaranteed the interest and principal on these loans. This meant that, assuming the GSEs remained solvent (or that the government came to their rescue if they found themselves in financial trouble), the only payment risk faced by the holders of these MBSs was the risk that the underlying mortgages would be repaid before they were due (Known as prepayment risk). Congress capped the size of the loans that GSEs could accept. In 2006, for example, the maximum loan for single-family homes was $417,000. To limit their credit risk, the GSEs used standards that were similar to those of traditional originators. To secure sufficient collateral, they took only senior mortgage and generally required the loan-to-value ratio (LTV) to be below 80 %. The LTV was computed as the ratio of the mortgage to the property’s market value at the time of origination. Before underwriting loans, the GSEs also looked at the borrower’s income and employment status, level of other assets, and history of foreclosures and bankruptcies. Consistent with the rules of GSEs, home lenders before the 1990s only lent to borrowers they deemed credit worthy, and generally required documentary evidence on these variables. Until the practice was penalized by a 1977 law, most lenders also denied mortgages to people living in certain â€Å"redlined† communities, where these were predominantly inner city neighborhoods with large black populations. An avenue that remained open to borrowers with problematic credit histories was to apply through conventional lenders for loans insured by the Federal Housing Administration (FHA). The lenders then had to verify that the loan met FHA requirements and the process for doing so was somewhat more time-consuming than in the case non-FHA mortgages. In spite of these standards, about 8 % of FHA loans were past-due in 1993, while the delinquency rate on standard mortgages was only 3 %. FHA loans were packaged into mortgage-backed securities by Ginnie Mae, a government owned corporation that dealt exclusively with federally guaranteed mortgages. Innovation in the mortgage In the 1990s new firms started to lend money to borrowers that did not qualify for ‘prime’ mortgages. Rather than lending directly, many of these firms sought the help of mortgage brokers to whom they paid commissions. The US Department of Housing and Urban Development’s list of lenders who specialized in such ‘subprime’ loans increased from 63 lenders in 1993 to 209 in 2005. Wall Street firms Lehman Brothers, Bear Stearns, Goldman Sachs, Merrill Lynch and Morgan Stanley all acquired such lenders, though all but Lehman Brothers and Bear Stearns did so only in 2006. One obvious difference between ‘subprime’ and ‘prime’ loans was that the former had higher interest rates and fees. There was, however, no precise dividing line between the two, so that there was no consensus on how to measure the fraction of subprime loans. According to one definition, the value of these loans grew from about 1% of new mortgages in 1993 to 20% in 2006. At the same time, the FHA share dropped from 11% to 1. 9%. An independent analysis by the Wall Street Journal concluded that 29% of the home loans made in 2006 had high interest rates. A large fraction of these loans refinanced existing loans. In many cases, these refinancing loans increased the borrowers’ mortgage debt and thereby made it possible for households to keep some cash for other purposes. From being virtually unknown in the 1980s, Countrywide Financial became the largest mortgage lender in 2005. A 2003 government report showed that it was also the leading mortgage lender to minority homeowners, as well as one of the largest providers of home loans in low-income communities. When this report was released, Countrywide’s CEO Angelo Mozilo said: ‘We’re extremely proud of our accomplishments, as they clearly demonstrate our long-standing commitment to provide all Americans with the opportunity to achieve the dream of homeownership. These results underscore our ongoing efforts to discover new approaches to turn individuals and families into homeowners, to develop new loan products that reduce or eliminate the obstacles to homeownership and to make it easier for families to qualify for loans. Contrary to what had been standard practice in the past, lenders such as Countrywide did not offer the same interest rate to all borrowers. This customization was facilitated by the use of automated statistical models that predicted the likelihood of default on the basis of borrower characteristics. Interestingly, the first statistical tools that came into wide use were those developed by Freddie Mac (called Loan Prospector) and Fannie Mae (called Desktop Underwriter). These were introduced to make it easy for mortgage originators to know whether their loans would be acceptable to the GSEs, though their use expanded well beyond this purpose. One variable that played a key role in these models, and which had apparently been absent from previous methods of qualifying borrowers for mortgage, was the borrower’s credit score. While there were several approved commercial credit score formulas (regulators did not allow scores to depend on race, gender, marital status or national origin), the most popular one was the FICO score invented by the Fair Isaac Corporation. This score, which ranged from about 300 for poor credit risks to about 850, appeared to give considerable weight to the punctuality with which borrowers had paid their previous obligations. One reason these scores became important in mortgage applications was that studies by Freddie Mac had shown a strong correlation between FICO scores and defaults on mortgages in the pre-1995 period. One type of mortgage that became popular among subprime lenders was known as 2/28 because its rate was fixed for 2 years and then became variable for the remaining 28 years. This mortgage was quite different from adjustable rate mortgage (ARMs) offered to prime borrowers. The introductory rate on 2/28 was above the typical rate offered on 30-year fixed mortgages, whereas ARMs for prime borrowers had initial rates below those on fixed mortgage. Also, rates on 2/28s rose considerably when they were ‘reset’ after 2 years. According to the President of the Federal Reserve Bank of Boston Eric Rosengren, the average initial rate for subprime mortgages issued in 2006 was 8. 5% (when the conventional 30-year mortgage rate was below 6. 4%) and reset to 610 basis points above the 6-month LIBOR rate (which averaged about 5% in 2006) after 2 years. In the case of reasonable 2/28 mortgages, there were pre-payment penalties if the mortgage was pre-paid in the first two years but there was no cost associated with pre-paying right before the interest rate was reset. From the point of view of mortgage brokers, this arrangement was attractive because it ensured that many borrowers would refinance after two years, allowing brokers to collect new origination fees. Borrowers were also told that this arrangement was good for them because, if they made timely payments, their FICO score would improve and they would be able to refinance at a lower rate. There were widespread allegations that some borrowers in this period received home loans on terms that were substantially less favorable than those of conventional or FHA loans for which these borrowers would have qualified. It was also claimed that unsophisticated borrowers had been duped into signing mortgage that continued to have severe pre-payment penalties even after interest rates had been reset to high levels. A lawsuit in Michigan claimed that a mortgage broker working for a unit of Lehman Brothers ‘confused and pressured’ an elderly couple so that they would sign a loan whose interest rate would reach 17. 5%. Several borrowers told Federal officials that they had simply been laid to regarding their future monthly payments. What is certain is that some borrowers agreed to make payments that were impossible for them to keep up with over time. A 79-year old retired engineer named Robert Pyle, for example, moved from a $265,000 to a $352,000 mortgage in 2005 and cleared his credit card debts in the process. Almost immediately after signing the mortgage, which involved over $33,000 in fees, he found himself unable to cover the $2200 monthly payment. Terry Dyer, the broker who issued Robert Pyle’s mortgage said, â€Å"It’s clear he was living beyond his means, and he might not be able to afford this loan. But legally, we don’t have a responsibility to tell him this probably isn’t going to work out. It’s not our obligation to tell them how they should live their lives. † Some subprime loans required less documentation than was traditionally demanded. Instead of requiring proof of income of independent appraisals of the value of the home, some subprime mortgages were based only on â€Å"stated income† or â€Å"stated value†. Stated income loans were very convenient for borrowers who had casual jobs that were difficult to document, though they opened the door to fraud by both borrowers and brokers. Another dimension in which some subprime loans departed from traditional ones was in their down-payments requirements.

The Mathematical Connections in the De Stijl movement Essays -- Essays

The Mathematical Connections in the De Stijl movement De Stijl or â€Å"The Style† is a movement that originated in Holland with the first publication of the periodical De Stijl in 1917. The works produced took art to a whole new level, pushing creativity to the new modern era. The emergence of the De Stijl movement coincided with constructivism in Russia, with influences from Cubism and the artist Kadinsky. However, the movement was not confined to just one art form. Similar to the Blue Rider and Bauhaus movements, De Stijl spanned to other forms of art like sculpture, furniture design, architecture, and graphic design. The movement continued up until the last published issue of De Stijl in 1931. Major contributors to the group include Piet Mondrian, Theo van Doesburg, and Georges Vantongerloo. These artists helped to define the De Stijl through their use of form and geometry inspired by mathematics. The De Stijl movement is recognizable in the simplistic use of forms on a plane. Pieces produced during the period of the periodical’s production are distinguished from other abstract work of the time in this use of geometry. Unlike Cubism, De Stijl is more structured and less interested in conveying a particular object through analysis of the different perspectives. The De Stijl went beyond such an interpretation and headed towards a more utopian goal of perfect balance. Paul Overy explains, â€Å"The single element, perceived as separate, and the configuration of elements, perceived as a whole, were intended to symbolize the relationship between the individual and the collective (or the universal)† (8). This idea can be described as almost mysticism in that they were concerned with the overall symboli... ...ple, their exploration with simple forms, planes, axis, and grids resulted in a balance. This balance, in turn, was part of the utopian idea of the De Stijl. The utopia represented the new age arising with technology and the future. It is no surprise that the De Stijl movement is one of the major forerunners of modern art, setting its own â€Å"formula† for inspiration. Works Cited Jaffe, H.C.L. The De Stijl Group: Dutch Plastic Art. Trans. Roy Edwards. J.M. Meulenhoff, Amsterdam. Joosten, Joop. â€Å"Paint and Sculpture in the Context of De Stijl.† De Stijl: 1917-1931 Visions of Utopia, pp. 50-67. Phaidon, Oxford: 1982. Overy, Paul. De Stijl. Thames and Hudson, London: 1991. Troy, Nancy J. The De Stijl Environment. The MIT Press, London: 1983. Warncke, Carsten-Peter. The Ideal as Art De Stijl 1917-1931. Benedikt Taschen, Germany: 1991.

Communication’s Effect on Effective Conflict Management

The process of effective conflict management is very complex. There are many elements that one must master in order to become effective at conflict resolution. In life, we will be faced with a myriad of people, all with different views and opinions; so naturally, we will be faced with conflict at some point in our lives. Once conflict is initiated (intentionally or not), it is important to keep a cool head and remember a few steps. According to our textbook, there are 5 stages for successful conflict resolution which are prelude to conflict, the triggering event, the initiation phase, the differentiation phase, and the resolution phase (Cahn & Abigail, 2007). It is very important to identify and learn these stages so they can be present in our minds during times of conflict. The first stage is the prelude to conflict stage. This stage deals with the tension that arises right before a conflict becomes external. Communication plays a large role in this stage. If communication fails, conflict will ensue. Communication can fail if one or more involved parties communicate with a negative connotation, tone, or word choice. Other things such as sharing too much information or not enough can also have a detrimental effect on communication at this point. All of these factors, although generally considered small components of communication, can lay the foundation for conflict. During this stage, the correct thing to do is to stop talking for a brief moment and examine one’s own emotions in an attempt to control them. Oftentimes, our inability to control our emotions will cloud our judgment and will only help to escalate the issue. It is also important to deal with the preconceived notions that we may have as these too can have an impact on our judgment. According to the attribution theory, â€Å"people act as they do in conflict situation because of the conclusions they draw about each other† (Cahn & Abigail, 2007). In most cases, our body language will also betray us and will project the negative feelings we may be experiencing. Many times, we can misread a person and this may lead to what is known as false conflict. â€Å"Perception of conflict is a cognitive factor that encompasses an individual’s position toward conflict in general,†(Ben-Ari & Hirshberg, 2009). It is for this reason that it is very important to make a serious effort to eliminate prejudgments and any negative body language that goes with it. Taking these steps during phase 1 will prevent setting a tone of hostility and will eliminate any unnecessary conflict. Phase 2 of the conflict refers to the actual event or events that trigger the conflict. This is a very important factor because by determining the trigger, we can focus on what the real conflict is and identify it. By focusing on the trigger, we can focus on the events and facts, rather than on the emotions behind the conflict. When addressing a conflict it is important to stay professional at all times,† (â€Å"Diffusing conflict,† 2010). This will help keep the focus on the conflict itself and should help keep communication from becoming hostile. It is also important to isolate and identify the true conflict as oftentimes, resulting emotions will cloud our better judgment. Once we have a better assessment of what the true conflict is, we can move to the next phase of the process. The next phase is known as the initiation phase. During the initiation phase, it is important to state the problem. Ideally, this process should foster communication. In order to move forward towards a successful resolution, it is important that all sides get to state their side of the conflict. Communication at this point becomes critical to solving the problem. It is also important to keep an open mind and listen to everything that is said. In many cases, others may have been offended by something we do or say without us knowing it. In order to successfully resolve the conflict, it is not enough to simply state the conflict and listen to all sides of the issue, but rather it is important to present possible solutions to the problem. The most effective way to ensure resolution is to formulate an adequate conflict strategy. Conflict strategies are â€Å"overall plans consisting of a cluster of behaviors that people use in a specific conflict situation† (Abigail & Cahn, 2007). This should occur during the following phase which is known as the differentiation phase. During this phase, it is advised that you analyze the information exchanged in the previous stages and work to formulate an adequate conflict strategy suitable for this particular conflict. Ideally, this process should foster an open, honest communication amongst the affected parties. It is important that everyone involved keep an open mind so that all possibilities are heard and so that we may keep our conflict strategy flexible. Again, communication plays a pivotal role in determining the success of the conflict strategy. The use of active listening and clear communication will be useful in getting all resolution ideas out on the table. It is important to be clear about what you expect from this conflict but it is of equal importance to listen to what the other party is seeking from this conflict. The final phase is the resolution phase. During this step, the affected parties should work together to achieve a realistic resolution that will benefit both parties. Part of good communication is having good listening skills. Once you reach this step, the conflict should be de-escalated and should be much easier to find middle ground. Since all sides have stated their positions and desires in the previous steps of this conflict, it is important to remember that emotions may still be raw. Communication and respect should take precedent in this phase in order to avoid falling into the pitfalls of conflict once again. A good resolution should fulfill certain requirements in order to be considered a success. First and foremost, the resolution should be considered fair and reasonable. Although, realistically, not everyone will get their way, everyone should be able to feel like they understand why they are not getting what they feel like they deserve. Feeling that the resolution was fair and unbiased will help prevent future conflict. The agreement should also be realistic and specific enough so that everyone may know what needs to be done and when. In order to proceed, everyone needs to understand what their role is for this resolution. It is also important to clarify the details of the resolution such as defining whether it is self-governed or whether it counts on others to enforce it (Ohrd, 2010). Once these precedents have been set and everyone understands the terms of the agreement, resolution is complete. One additional step is to follow up. Following up is not a traditional step in the conflict management process, but it has become a very important way of â€Å"going above and beyond. It serves as a gesture of goodwill and also helps to ensure that the terms of resolution are being met. It is also just as important to ensure that one keeps their own end of the resolution during the follow up phase as failure to do so will only cause yet another conflict to arise. As a customer service representative, I am faced with conflict on a daily basis. My communication skills have to be sharp as I am an over-the-phone representative for a national cell phone company. I deal with people from all walks of life and from all parts of the country. Usually, when a person phones in to the cell phone company, it is because they are experiencing an issue or are upset about something. Finally understanding the affect communication has on the conflict process has helped me improve in my conflict resolution skills at work. While at work, my main tool is communication since I am over the phone and I must get my point across verbally. One of my main functions is to de-escalate a customer that is calling in upset. Often, a customer will call in screaming and yelling because of their anger and frustration. At first, it was very hard not to get upset and respond in a similar manner. I have learned that I am the face of the company and in the customers’ minds, I am the company itself so the conflict is not with me personally, but rather the company. With this in mind, I realize how important it is for me to keep my tone and word choice professional. Phase 1 is extremely important in my job because it lays the foundation for how the call will go. Once a call gets off to a bad start, it is very hard to turn it around, so I have to get it right. Phase 2 usually occurs very early on in the call since the customer calling already knows what their conflict is. It is my job to actively listen to what issues the customer is experiencing and then move on to phase 3 so that I may analyze what the customer said and identify the problem. Although most customers are very straightforward with stating the problem, sometimes even they are not sure about what the real conflict is. They only know the issues they are experiencing. One common example of this is when a customer calls in to cancel their line because their bill is consistently high. After listening to what they feel is the problem, my phase 3 procedure is to analyze their account and identify the cause of the high bills. On my most recent example, the cause of the high bills was minute overages. I proceeded to check their account’s history and they had consistently been going over in their minutes for months. Phase 4 of my conflict resolution in this case would involve explaining the true cause of the high bills and suggesting a plan that better fits the customer’s needs. This solution is often met with some resistance, initially, because the customer does not see the benefit for them. They see a plan with more minutes that will cost them more money, so it is my job to help the customer see the benefit of what I am proposing. Someone who usually pays $30 in overages on average per month would benefit greatly by changing to a plan that is $10 more per month but would include enough minutes to suit their use. In order to achieve this, effective communication must take place. By phase 4, I should have already calmed the customer down, listened to their issues, and identified the problem. When presenting the solution, I must also be very careful in my tone and word choice as these are my tools to resolve the conflict. Both my tone and word choice have to project confidence and professionalism. Customers need to feel that they are dealing with a professional who is a specialist to help them so that they can keep an open mind to what I will suggest to them. The 5th phase is the resolution phase. In this particular situation, the customer has the last word in choosing the resolution, but it is my job to steer them towards a resolution that is positive for both the customer and the company. This final process requires that we recap all of the information discussed and reinforce that the decision being made is the correct one. This provides additional closure to help the customer feel confident that they are making an informed decision with a professional company. The last step of the conflict resolution process in this scenario is the follow-up. We have several methods of performing follow-ups with our customers. One way of following up with the customer is through our post-call surveys. Customers receive follow-up calls from our customer service department and answer a series of questions as to how their customer service representative treated them and if their conflict was solved adequately. This is a very important step because aside from re-affirming the importance of communication with our customer, it also helps the company know what types of conflict are not being resolved efficiently. Another way that the company seeks to follow-up with our customers is by having customer service representatives perform follow-up reviews on customers’ accounts. Generally, we are given time at the beginning of our shift to review the accounts we have handled previously. We document whether or not the customer has called back within 48 hours of their last contact with us. The theory behind this is that if we are doing an effective job of resolving conflict with the customer as a company, the customer’s issue should be resolved in one call. If the customer has called back within 48 hours of their call with you, then you did not adequately solve their issues and the conflict continued. By performing follow-up reviews, the company can keep track of your one call resolution accuracy and can coach each representative on specific types of calls that they need help on based on their one call resolution review. This follow up review is effective in that it shows the company’s commitment to getting the conflict resolved for the customer and it also shows the company’s commitment to helping the employee succeed and improve. The process of conflict management, although complex, relies heavily on the use of effective communication. Conflict management is a part of daily life and recognizing the importance of communication will increase the rate of success in dealing with conflict. Learning to communicate clearly and openly will make mastering the art of conflict management a much more pleasant experience.References http://www.ohrd.wisc.edu/onlinetraining/resolution/step8.htm

Making Decisions Based on Demand and Forecasting Essay

1.Report the demographic and independent variables that are relevant to complete a demand analysis providing a rationale for the selection of the variables. (Independent variables are the variables that have effect on the demand of Pizza). List 5 and explain the effect of each of them on the demand of Domino’s Pizza. I currently reside in Allentown, Pennsylvania, which has a current population, based off of the 2010 Census data, of 118,032 people. The large amount of people that reside in the 18 square mile city, which is the third largest in the state, allows for huge competition amongst the local chain and privately owned pizza restaurants. Within the city limits of Allentown, Pennsylvania, there are 3 Domino’s pizza restaurants within 13.2 miles of each other. The average median income per household is $49,025 and $37,356 per family. This can affect the demand of pizza based on the price of the pizzas being sold. The lower the income of a family is, the lesser the chances they will purchase take-out or fast food. Typically, families that are on a fixed or smaller income will live on a budget and normally that does not include the luxury of eating out. Looking at the price of various Domino’s Pizza, Pizza Hut and various local pizza restaurants, the average cost of a large, plain cheese pizza pie is $10.42. While this may be a good price to some, families with a higher number of members may not be willing to pay $10+ per pizza due to the fact that they most likely have to purchase in multiple quantities. 15 percent of the Allentown, Pennsylvania population get around by means of transportation other than a car, therefore a pizza restaurant offering delivery services will be a benefit to those not able to pick their pizza up. The local average fee for pizza delivery is $2.00, based off of two of the large chain pizza restaurants delivery fees. The local privately owned pizza restaurants do not charge a delivery fee, which is a greater demand for those residents looking to spend the least amount of money on their pizza lunch or dinner. Many pizza restaurants offer various pizza order specials, such as 2 large plain pies for $19.99. While that is a great offer, the larger chain pizza restaurants such as Domino’s and Pizza Hut offer various specials like a large pizza for 8.00 or a large 3-topping pizza for $7.99. The only disadvantage of these specials is that the pizzas vary in their large size from restaurant to restaurant. 2.Find the price elasticity of demand for Pizza online. Is it elastic, unit elastic, or inelastic? Explain how the price elasticity of demand can affect your decision to open the pizza store and your pricing policies? Price elasticity of demand is defined as â€Å"the ratio of the percentage change in quantity demanded to the percentage change in price, assuming that all other factors influencing demand remain unchanged† (McGuigan, 2011, pg. 70). With the average cost of pizza in Allentown, Pennsylvania being $10.42, it is still a very high demand product. If the price of pizza were to go up, the demand for pizza may drop slightly, making the demand in price insensitive. There are certain determinants that will affect the price elasticity such as disposable income and the prices of competitors’ products these cannot be controlled by the firm. Determinants that can affect the price elasticity of pizza that can be controlled by the firm are price, advertising, product qua lity and customer service (McGuigan, 2011, p. 69). The price elasticity demand for pizza is and will most likely always be inelastic, because even though the cost of the ingredients to make pizzas may increase and decrease, pizza is a very popular product and will always be in high demand. Being a part of the Domino’s Pizza franchise, offering the various weekly and monthly specials will guarantee that the demand for pizza will not decline by a huge rate should the need to increase pricing arises. This will not affect my decision to open a Domino’s Pizza franchise, I am confident that the demand for pizza will only slightly decrease if economic reasons forces pricing to rise. My pricing policies will always be in line with Domino’s corporate structure, therefore being able to offer special deals on pizzas will counter balance the rise on individual pizza pies. 3.Explain the cross price elasticity. List 3 goods that you consider substitute to pizza in your area. How do they affect your decisions? (opening the store and pricing policy) Cross price elasticity is defined as â€Å"the ratio of the percentage change in the quantity demanded of Good A to the percentage change in the price of Good B, assuming that all other factors influencing demand remain unchanged† (McGuigan et al, 2011, pg. 87). If the price of pizza’s rises and the demand decreases by a certain percentage then this causes the need for pizza boxes will decline. This will be considered a negative cross price elasticity, and the two goods are complementary. On the other hand, if the price of pizza increases, and the demand for an alternative product increases, then this is considered substitutes, and the cross price elasticity is positive. Some substitutes for pizza in the event the price rises could be Subway sandwich platters, KFC family bucket meals, and Chinese food platters. Families buy pizza because of the large quantity for a cheap price, but if the prices were to increase, then these same families may look for similar alternatives that will not empty their wallets. These are possible alternatives that offer a large quantity of food at a reasonable price that can affect the demand of pizza. However, monitoring the costs of the competing fast food restaurants in the Allentown, Pennsylvania area will allow Domino’s to offer certain specials and pizza deals to the community that can keep their demand at a high rate. 4.Explain how you will forecast the demand for pizza in your community for the next four (4) months, using the regression equation including the assumptions that were used. Justify the assumptions made related to the forecast. 5.Based on the forecasting demand, price elasticity, and cross price elasticity discuss whether Dominos should establish a restaurant in your community. Provide a rationale and support for the decision. Establishing another Domino’s Pizza restaurant in the Allentown, Pennsylvania area will be a good idea because there is a true demand for pizzas. Referring to the price elasticity and the cross price elasticity, the positive outweighs the negative sides of supply and demand. Whether or not the price of pizzas goes up, the demand will always be sufficient enough to warrant the decision to open up a new restaurant. The price elasticity is inelastic because if and when the price of pizza increases, the demand for it will not be greatly affected. Domino’s Pizza’s financials for first quarter 2013 were released and the pizza giant had revenues up 8.6% from Q1 2012, and their net income was up 65.9% for the same period in 2012 (Dominos.com, 2013). This proves that even during the decline in the economy, the demand for pizza stays at the top. Domino’s Pizza sells more than one million pizzas daily, it is safe to assume that opening a new Domino’s in the Allentown area will not be a bad decision.

Savage Inequalities essays

Savage Inequalities essays Jonathan Kozol's Savage Inequalities is a haunting, disturbing look at the condition of some of America's schools. Throughout the book, he describes the conditions in several cities: crumbling school buildings, teachers who do not care about the students, astronomical dropout rates, abysmal environments, and much more. Savage Inequalities posits that the leading problem in the school system is the condition of these neglected schools, and that this constitutes a social problem. Kozol views this social problem, and its causes, from a conflict theorist perspective. The definition of a social problem, is as follows: "conditions, processes, or events that are identified as negative by analysts or by significant numbers of other people and that affect large numbers of people, stem from social causes, and/or can be solved through social action". The first clause in this definition of a social problem is its negativity, and whether or not it is recognized as a problem. It is difficult to argue that the conditions of these schools, and the areas in which they are located, can be anything but negative. These schools have administrative problems (Kozol 124), decaying buildings (Kozol 23-24, among dozens of other examples), and poor-quality teachers and guidance counselors (Kozol 113, others). They are overcrowded (Kozol 158-160), and it is assumed that the way to alleviate this problem is for half of the student body to drop out of school at some point (Kozol 112-113). Among these problems, the conditions of some of the school buildings are outstan dingly appalling; for example, at Morris High School, in the South Bronx, Blackboards . . . are "so badly cracked that teachers are afraid to let students write on them for fear theyll cut themselves. Some mornings, fallen chips of paint cover classrooms like snow. Teachers and students have come to see humor in the waterfall that courses down six flights of stairs after a heavy rain." O...

Maria Tallchief

Maria Tallchief Dates: January 24, 1925 - April 11, 2013Known for: first American and first Native American prima ballerinaOccupation: ballet dancerAlso known as: Elizabeth Marie Tall Chief, Betty Marie Tall Chief Maria Tallchief Biography Maria Tallchief was born as Elizabeth Marie Tall Chief and changed her name later to Europeanize it for career reasons. Her father was of Osage descent, and the tribe was the beneficiary of oil rights. Her family was well off, and she had ballet and piano lessons from age three. In 1933, pursuing opportunities for Maria and her sister, Marjorie, the Tall Chief family moved to California. Marias mother wanted her daughters to become concert pianists, but they were more interested in dance. One of Marias early teachers in California was Ernest Belcher, father of Marge Belcher Champion, wife and professional partner of Gower Champion. As a young teen, Maria, with her sister, studied with David Lichine and then with Bronislava Nijinska, who in 1940 cast the sisters in a ballet at the Hollywood Bowl that Nijinska had choreographed. After high school, Maria Tallchief joined the Ballet Russe in New York City, where she was a soloist. It was during her five years at the Ballet Russe that she adopted the name Maria Tallchief. While her Native American background led to skepticism about her talent by other dancers, her performances changed their minds. Her performances impressed audiences and critics. When George Balanchine became ballet master at the Ballet Russe in 1944, he took her as his muse and protege, and Maria Tallchief found herself in increasingly prominent roles which were adapted to her strengths. Maria Tallchief married Balanchine in 1946. When he went to Paris, she went as well and was the first American-born woman dancer to perform with the Paris Opera, in Paris and later with the Paris Opera Ballet in Moscow at the Bolshoi. George Balanchine returned to the US and founded the New York City Ballet, and Maria Tallchief was its prima ballerina, the first time an American had held that title. From the 1940s to the 1960s, Tallchief was one of the most successful of ballet dancers. She was especially popular and successful as and in The Firebird beginning in 1949, and as the Sugar Plum Fairy in The Nutcracker beginning in 1954. She also appeared on television, made guest appearances with other companies, and appeared in Europe. Having been trained by David Lichine early in her dance education, she played Lichines teacher, Anna Pavlova, in a 1953 movie. Tallchiefs marriage to Balanchine was a professional but not personal success. He began to feature Tanaquil Le Clerq in key roles, and he did not want to have children, while Maria did. The marriage was annulled in 1952. A brief second marriage failed in 1954. In 1955 and 1956, she was featured at the Ballet Russe de Monte Carlo, and in 1956 she married a Chicago construction executive, Henry Paschen. They had a child in 1959, she joined the American Ballet Theatre in 1960, touring America and the USSR. In 1962, when the recently-defected Rudolf Nureyev debuted on American television, he chose Maria Tallchief as his partner. In 1966, Maria Tallchief retired from the stage, moving to Chicago. Maria Tallchief returned to active participation in the dance world in the 1970s, forming a school connected with the Chicago Lyric Opera. When the school was the victim of budget cuts, Maria Tallchief founded her own ballet company, the Chicago City Ballet. Maria Tallchief shared duties as artistic director with Paul Mejia, and her sister Marjorie, also a retired dancer, became the schools director. When the school failed in the late 1980s, Maria Tallchief again became associated with the Lyric Opera. A documentary, Maria Tallchief, was created by Sandy and Yasu Osawa, to air on PBS in 2007-2010. Background, Family Father: Alexander Joseph Tall ChiefMother: Ruth Porter Tall Chief (Scots-Irish and Dutch ancestry)Siblings: one brother; sister Marjorie Tall Chief (Tallchief) Marriage, Children husband: George Balanchine (married August 6, 1946, annulled 1952); choreographer and ballet master)husband: Elmourza Natirboff (married 1954, divorced 1954; airline pilot)husband: Henry D. Paschen (married June 3, 1956; construction executive)daughter: Elise Maria Paschen (born 1959; poet, writing teacher) Education piano and ballet lessons from age 3Ernest Belcher, ballet teacher (father of Marge Champion)David Lichine, student of  Anna PavlovaMadame (Bronislava) Nijinski, sister of Vaslav NijinskyBeverly Hills High School, graduated 1942

Assess the claim that both sex and gender are systems of social Essay

Assess the claim that both sex and gender are systems of social classification - Essay Example This essay will involve the analysis of whether sex and gender are part of the social classification systems. Just like races and ethnic categorization in the society, gender and sex are socio-historical determined. Gender develops as people grow in the society, and it depends on the societal beliefs and cultural practices. It does not fall into the group of things people are born with but rather something that people do. Sex refers to the biological differences in the hormonal profile and the external sex organs while gender refers to the characteristics of the society or culture, and they categorize the people in the community as either masculine or feminine. For instance, societies have responsibilities and identities associated with either the masculine or feminine in the society. The acquisition of gender characteristics come through the socialization process and the interaction of people in the society (Strathern 1995). Socialization involves the acquisition of the values and traditions in the society and it takes place in a gradual form as one grows. A child born in a given setting will grow up holding on the values applicable in that community. This indicates that the society plays an i mportant role in defining the gender roles according to the sex of an individual. The common sense in the current society differentiates culture into two different aspects of human beings. The biological sense of womanhood lies in the womb, however, culture and societal values have transformed the definition of a woman (Stolcke, p.18). The analytical concept of gender challenges the universal biological concept because of the variations in the societal values. Martin egg outlines that the society believes in the cultural values to define biological concepts regarding human beings. The scientific books define male and female as egg and sperm. The society believes that the biological